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Insurance
Travel insurance isn’t a luxury, but as vital a part of your trip as a suitcase. No-one wants anything to go wrong on holiday, but if it does, insurance can take away at least some of the pain and hassle. If you have your passport stolen on the beach, drop your camera in a club or have to see a doctor about a sunburn or dodgy tummy, insurance is often the only way you can avoid being out of pocket. Here are some of our handiest pointers for travel insurance that we’ve learnt during our 160 years of travelling.
- Always buy insurance before you travel. It can be very difficult or impossible to arrange once your trip has started. Buying insurance that covers cancellation when you buy your holiday will give you peace of mind should you have to cancel unexpectedly.
- Always provide your insurer with the correct information regarding ages, places and pre-existing medical conditions. Not disclosing these could lead to your policy being void.
- Check the small print of your insurance policy. The cheapest insurance may not offer you enough cover for your needs. It may also exclude certain activities and items. Check also for the amount of the policy excess - the amount you have to contribute to the cost of replacing the stolen item.
- Remember to take your travel insurance documents with you on your trip. It is worth noting down the emergency contact numbers and your policy reference numbers and carrying them with you at all times.
- Don’t keep your travel insurance documents with your wallet, camera or anything else that is likely to get stolen!
- Remember, travel insurance will not only cover you for lost or stolen items, but also look after hospital bills, repatriation costs or cancellation.
- Always ensure your insurance covers you for any activities you may be undertaking on holiday. Most general policies exclude sports such as scuba diving or ski-ing, so make sure you buy the correct policy for your needs.
We hope you found these tips useful. If you wish to purchase Travel Insurance from Thomas Cook, please call 0870 241 0364. Enjoy your trip!
